vidhikarya

More often than not, an illegal UPI transaction causes much more perplexity than the financial harm that results from it. While the victim holds the bank accountable, the bank holds the customer responsible, and the payment service provider escapes responsibility by claiming that it merely helped with the transaction. When all the parties start passing blame around, the critical issue remains unclear – who bears the legal responsibility?   There is no universal answer to that. In accordance with Indian laws, legal responsibility for the fraud depends on the circumstances in which the fraud was committed, whether the customer used reasonable caution, and whether the bank or the payment service provider complied with the guidelines established by the Reserve Bank of India.   Liability Is Decided by Facts, Not Sympathy   One of the biggest misconceptions surrounding digital payment fraud is that banks must refund every unauthorised transaction. That is not what t...

Is it safe to say that our life has only been all around the internet since the digital era? Well yes. From banking to shopping to social media and professional work everything is on the internet and people are glued to it. Well, definitely, this has made a lot of convenience to the public, but the threat of cybercrime has constantly increased. Data theft, online fraud, hacking, stalking and phishing attacks are now common headlines. When such an incident occurs the immediate questions, many people ask is:- can I handle this on my own, or do I need an advocate for cybercrime ? The truth is, while you can take the initial steps by yourself, dealing with cyber cases requires the expertise of a cybercrime advocate as these legal professionals understand both technology and the law governing digital spaces.   Understanding Cyber Crime and Its Legal Framework If any criminal activities are carried out using computers, networks or the internet, it is referred to as cybercrime. I...

Talking about recent years, everything is online and has made life easier for people by using online banking or digital payments. From shopping to education everything is available online, but we should also not forget that new things bring new risks and one of the most stressful situations which people face is cybercrime. Imagine you’re trying to make a payment or withdraw some money from your account only to find out that your bank account has been emptied by a wrong OTP.   This will be a very big shock, especially if they believe they have done nothing wrong now to understand why this has happened and how it will get resolved legally, the first thing is to protect your finances and peace of mind and take the help of a cybercrime lawyer in order to get back to your regular life.   Not only this, but other cybercrimes like hacking, identity theft, and data breach are also growing and it’s very important for the victim to make a complaint and reach out to a cybercrime...

A single click can open doors to convenience or to danger. Anything and everything can be possible in today’s hyper world. From online banking and shopping to social media interactions and professional collaborations, the internet has become integral to daily life where there is an opportunity there are risks as well. Cyber threats are rising exponentially, and every day a user is vulnerable to hacking identity theft, phishing scams, and digital fraud. In this digital age, having a cyber lawyer is not a luxury, it’s a necessity.   The Growing Need For Cyber Lawyers   In recent years, India has witnessed a sharp rise in cybercrime incidents and according to the national crime record bureau cases of online fraud, harassment and data theft have been investigated affecting both individuals and organisations. These problems are not just technical but legal as well. Victims often don’t know how to file complain preserve evidence or navigate the complex framework of cyber la...

Digital communication has led to WhatsApp chats becoming essential evidence in both civil and criminal cases throughout Indian courts. Indian courts now use WhatsApp messages combined with images and voice notes and call logs to establish agreement terms and fraud detection and threat evaluation and intention assessment. The presentation of mobile phone chats as evidence requires specific legal criteria that must be met for court acceptance. Are WhatsApp Chats Admissible in Indian Courts? Yes, WhatsApp messages can be used as evidence, but only if they meet the requirements under the Indian Evidence Act and the Information Technology Act. This includes: ●        Proof that the chat is genuine and not tampered with ●        Submission of a certificate under Section 65B of the Evidence Act for electronic records ●        Identification of sender and receiver ●    ...